Welcome to Piccopay! By accessing our website and using our services, you agree to be bound by the following terms of use. If you do not agree to these terms, you should not use our website or services.

Eligibility

You must be 18 years of age or older to use our website and services. By using our website and services, you represent and warrant that you are 18 years of age or older and have the legal capacity to enter into a contract.

Content and Intellectual Property

Our website and services may contain text, graphics, images, and other content (collectively, “Content”). The Content is protected by copyright and trademark laws, and is owned by us or our licensors. You may not use any Content for any commercial purpose without our express written consent.

User Conduct

You agree to use our website and services only for lawful purposes and in accordance with these terms of use. You may not use our website or services to engage in any illegal, fraudulent, or abusive activity. You may not use our website or services in any way that could damage, disable, overburden, or impair them or interfere with any other party’s use and enjoyment of them.

Disclaimer of Warranties

OUR WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR WEBSITE OR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.

Limitation of Liability

IN NO EVENT SHALL WE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR IN CONNECTION WITH OUR WEBSITE OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR IN CONNECTION WITH OUR WEBSITE OR SERVICES SHALL NOT EXCEED THE AMOUNT PAID BY YOU FOR THE SERVICES.

Governing Law

These terms of use shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without giving effect to any principles of conflicts of law. You agree to submit to the exclusive jurisdiction of the courts of the City of Makati for any dispute arising out of or in connection with these terms of use.

Severability

If any provision of these terms of use is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These terms of use constitute the entire agreement between you and us regarding your use of our website and services. Any prior agreements or understandings, whether oral or written, are superseded by these terms of use.

Contact Us

If you have any questions about these terms of use, please contact us at hello@piccopay.sg